Plain-language playbooks for the paperwork side of running jobs — verifying Florida licenses, reading Certificates of Insurance, and keeping every subcontractor cleared to work.
Spreadsheets miss expirations and let uninsured subs onto your jobsite. Here are 7 COI tracking best practices that close coverage gaps and survive an audit.
Two endorsements you require from every sub, two different jobs. Here is what additional insured and waiver of subrogation each do — and why the ACORD 25 checkbox is not proof.
Exactly what to collect and verify before a sub starts work — the documents, the coverages, the license checks, and how to turn it into a repeatable process.
Learn to read an ACORD 25 line by line — coverage rows, limits, endorsements, and dates — so you can confirm a subcontractor is actually insured before they step on site.
A practical, step-by-step guide to confirming a Florida contractor license is valid using the DBPR portal — plus the status red flags general contractors should never ignore.